How to Spot Scams?
Studies | English and Chinese scripts are provided below and you can understand the content easier. https://www.youtube.com/@UpgradeEnglish
How to spot scams? Let’s get started.
By the end of this video, you will:
Understand various types of scams and their tactics.
Recognize the impacts of falling victim to scams.
Learn how to identify and avoid common scams.
Let’s explore the most prevalent scams and how to protect ourselves.
First. Phishing emails trick you into revealing personal information by pretending to be the trusted sources.
How to spot? Look for unusual senders, urgent requests or mismatched URLs.
Action: Never click on links or attachments without verifying. Report them immediately.
Second. Phishing texts claim you’ve won a prize to extract personal data.
How to spot? Be wary of messages that sounds too good to be true.
Action: Do not provide personal information. Verify the source first.
Third. Phone scammers impersonate government officials, the staff of the enterprises, friends and even your family members to deceive you.
How to spot? Is the caller asking for sensitive information?
Action: Hang up and call back using an official number or the number of your friend and family member.
Fourth. Investment scams lure you with promises of quick profits.
How to spot? Promises of high returns with little risk are red flags.
Action: Research the investment thoroughly before committing.
Fifth. Technical support scams request access to your computer under false pretences.
How to spot? Does the support request seem legitimate?
Action: Never grant remote access without verifying the caller.
Next. Online shopping scams use fake websites to steal your money.
How to spot? Check for secure payment options and customer reviews.
Action: Avoid websites that seem unprofessional or lack contact information.
Last. AI voice cloning scams mimic loved ones to manipulate you.
How to spot? Does the voice sound off or unusual?
Action: Confirm with your relative before acting on the call.
Now, let’s review what we’ve highlighted with some real-life examples.
Scenario One:
You receive an email titled ‘Urgent: Verify your account’ from your bank. What should you do now?
Pause and check: Is the email address genuine? Is there a real urgency?
Your actions should be: Contact the customer service hotline of your bank and check if it’s a fake email or not.
Scenario Two:
Imagine this: You get a short message claiming you’ve won a gift card, but need to provide details to your bank. What should you do now?
Pause and analyze: Is this message from a legitimate source?
If the answer is no: Close the message and report it to your bank immediately.
Now, let’s recap what you learned:
Scams can lead to significant financial loss, data breaches and emotional distress.
Always verify the source of communications before responding.
Be cautious with personal information online.
Stay informed about new types of scams.
Have you encountered any scams? How did you spot them? Share your experiences in the comments.
Thank you for watching the video! Please share and like the video and subscribe to our channel.
CHINESE SCRIPTS
如何發現詐騙？讓我們開始吧。
看完本影片後，您將：
了解各種類型的詐騙及其策略。
認識成為詐騙受害者的影響。
了解如何辨識和避免常見詐騙。
讓我們探討最常見的騙局以及如何保護自己。
第一：網路釣魚電子郵件會冒充可信任來源，誘騙您洩露個人資訊。
如何發現？尋找異常寄件者、緊急請求或不符的 URL。
行動：切勿在未經驗證的情況下按一下連結或附件，立即舉報他們。
第二：網路釣魚短訊聲稱您贏得了獎品，目的是提取您的個人資料。
如何發現？警惕那些聽起來好得令人難以置信的消息。
行動：不要提供個人資訊，首先確認來源。
第三：電話詐騙者會冒充政府官員、企業員工、朋友甚至您的家人來欺騙您。
如何發現？來電者是否要求提供敏感資訊？
行動：掛斷電話並使用官方號碼或您朋友和家人的號碼回電。
第四：投資騙局以快速獲利的承諾來引誘您。
如何發現？高回報、低風險的承諾是危險訊號。
行動：在做出投資之前徹底研究投資。
第五：技術支援詐騙以虛假藉口請求存取您的電腦。
如何發現？支援請求看起來合法嗎？
行動：在未驗證來電者的情況下切勿授予遠端存取權限。
下一個，網上購物詐騙利用虛假網站來竊取您的錢財。
如何發現？檢查安全支付選項和客戶評論。
行動：避免瀏覽看起來不專業或缺乏聯絡資訊的網站。
最後的，人工智能語音騙局模仿親人來操縱你。
如何發現？聲音聽起來是否有異常？
行動：做任何決定之前與您的親戚確認。
現在，讓我們透過一些現實生活中的例子重溫我們所強調的內容。
場景一：
您會收到銀行寄來的一封標題為「緊急：驗證您的帳戶」的電子郵件，您現在該做什麼？
暫停並檢查：電子郵件地址是真的嗎？真的有緊急狀況嗎？
您的行動應該是：請聯絡您的銀行客戶服務專線，檢查是否為虛假電子郵件。
場景二：
想像一下，您會收到一條短信，聲稱您已贏得禮品卡，但需要向銀行提供詳細資訊，你現在該做什麼？
暫停並分析：此訊息是否來自合法來源？
如果答案是否定的：關閉訊息並立即向您的銀行舉報。
現在，讓我們重溫一下您所學到的內容：
詐騙可能會導致重大的財務損失、資料外洩和情緒困擾。
在回覆之前務必驗證通訊來源。
請謹慎對待網路上的個人資訊。
隨時了解新型詐騙。
您遇到過任何詐騙嗎？您是怎麼發現他們的？請在評論欄中分享您的經驗。
感謝您觀看影片！請分享並喜歡該本影片，並訂閱我們的頻道。