How to Spot Investment Scams?
Studies | English and Chinese scripts are provided below and you can understand the content easier. https://www.youtube.com/@UpgradeEnglish
Top 5 things that we should beware of investment opportunities.
5. Offer of commissions, free meals and seminars
Scammers usually provide commissions to encourage their targets bringing in their friends and families as the base of investors. If you believe in earning such incentives, you’ll fall into an investment scam.
Scammers try to get you to invest in fraudulent schemes by promising the high return quickly. You may be asked to promote the scheme to your friends and relatives for earning commissions.
Finally, your friends and relatives will be cheated because of your relationships. As a result, scammers will take all of the money and disappear.
Scammers may also attract you to invest by offering free meals or seminars. Again, please do not trust them. They clearly understand the weakness of human by offering something for free. Unfortunately, you’ll tend to invest due to your greediness.
Starting from today, please do not trust the high commissions and free offers when you’re approached with an unsolicited investment opportunities.
4. Failure of providing written documents
Scammers usually avoid putting things in writing. They may use the excuse of lacking of time. If you believe in such excuse, you’ll fall into an investment scam.
Scammers cannot provide a prospectus or other form of written documents highlighting the risks of an investment.
As a smart investor, you should be aware of the relevant risks involved before making any investment decision.
Starting from today, please be smart that you should stop having any communication about the investment without the written details covering returns and risks.
3. Limited time or quota only
Scammers usually create an urgency of the investment opportunity. They may claim that it’s a golden chance to catch up the opportunity. If you believe in a time-limited or quota-limited offer, you’ll fall into an investment scam.
Scammers may trick you into believing that you’ll lose the opportunity after certain time or selling out of the investment products.
By exaggerating the number of investors joining the offer, scammers may force you to make a quick decision rather than losing the great opportunity.
Scammers use the tactic of time pressure and persuade you to react quickly. They claim the investment as an “once-in-a-lifetime” opportunity. They may also ask you not to tell others about the opportunity. It’s aimed to tempt you into making an incorrect decision.
Starting from today, please do not trust any investments with limited time or quota. Please think twice before rushing into buying an investment.
2. Promises of high returns without risk
Scammers usually promise their targets unreasonably high returns without any risk. If you believe in zero risk and high return investments, you’ll fall into an investment scam.
Scammers may trick you into believing that you’ll make high returns on your money if you invest with them. It’s guaranteed that you can make a lot of money within a short period of time. As soon as you follow their instructions, they would claim that you can easily get rich quickly.
In reality, those investments may not be real. Scammers downplay the risks to your money and highlight the promise of earning quick buck with little effort. Such promise should raise your alarm.
Starting from today, please do not trust any investments with guaranteed high returns with low or no risks.
1. Cold calling by unknown parties
Scammers usually find their targets by making cold phone calls, sending emails, posting instant messages or content at social media platforms. If you do not verify their details but trust them directly, you’ll fall into an investment scam.
Scammers may pretend to be government officials to collect personal and bank account information. They may also send fake emails with embedded links and ask their targets to log in the bank’s websites. Although the email seems genuine with an official-looking banking logo, it’s a very good fake.
Scammers may also approach their targets via different social media platforms and build relationship with them. You may be invited to join investment group.
It’s strange that you cannot call them but send text message only. Once getting the trust from you, scammers will use different excuses to ask for money bit by bit.
Starting from today, please hang up once receiving those calls from an unknown person and do not click on the embedded links sent from untrusted parties. Please beware of the fake profiles and reviews of their products.
WITH CHINESE SCRIPT
我們應該注意投資機會的五件事。
5. 提供佣金、免費餐食和研討會
詐騙者通常會提供佣金，以鼓勵他們的目標人士帶同他們的朋友和家人作成為投資者的基礎，如果您相信能夠獲得此類激勵，那麼您就會陷入投資騙局。
騙子試圖通過承諾快速獲得高回報來讓您投資於欺詐性計劃，您可能會被要求向您的朋友和親戚推廣該計劃以賺取佣金。
最後，您的朋友和親戚會因為您的關係而被欺騙，結果，詐騙者會拿走所有的錢並消失。
騙子還可能通過提供免費餐點或研討會來吸引您投資，再次強調，請不要相信他們，他們清楚地了解人類的弱點，即免費提供一些東西，不幸的是，您會因為貪婪而傾向於投資。
4.未提供書面的文件
騙子通常會避免將事情寫成書面形式，他們可能會以缺乏時間為藉口，如果您相信這樣的藉口，您就會陷入投資騙局。
詐騙者無法提供說明書或其他形式的書面文件來強調投資風險。
作為聰明的投資者，您在做出任何投資決定之前應該了解所涉及的相關風險。
從今天開始，請注意，如果沒有涵蓋回報和風險的書面詳細信息，您應該停止就投資進行任何溝通。
3. 僅有限時間或名額
騙子通常會製造投資機會的緊迫感，他們可能會聲稱這是一個抓住機會的黃金機會，如果您相信有時間或配額限制的優惠，您就會陷入投資騙局。
詐騙者可能會欺騙您，讓您相信您會在一定時間後失去機會或賣光投資產品。
通過誇大參與活動的投資者數量，詐騙者可能會迫使您快速做出決定，否則失去絕佳機會。
騙子利用時間壓力的策略來說服您迅速做出反應，他們聲稱這項投資是“千載難逢”的機會，他們也可能要求您不要告訴其他人這個機會，其目的是引誘您做出錯誤的決定。
從今天開始，請不要相信任何時間或額度有限的投資，在急於購買投資之前請三思。
2. 承諾高回報及無風險
詐騙者通常向目標人士承諾不合理的高額回報，且不須承擔任何風險，如果您相信零風險及高回報的投資，您就會陷入投資騙局。
詐騙者可能會欺騙您，讓您相信如果您與他們一起投資，您將獲得高額回報，保證您可以在短時間內賺到很多錢，只要您按照他們的指示去做，他們就會聲稱您可以輕鬆快速致富。
事實上，這些投資可能並不真實，詐騙者淡化了您的資金風險，並強調了輕鬆賺快錢的承諾，您必須警惕這樣的承諾。
從今天開始，請不要相信任何保證高回報、低風險或無風險的投資。
1. 不知名的陌生電話
詐騙者通常通過撥打電話、發送電子郵件、在社交媒體平台上發布即時訊息或內容來找到目標人士，如果您不驗證他們的詳細訊息而是直接信任他們，您就會陷入投資騙局。
詐騙者可能會冒充政府官員來收集個人和銀行賬戶信息，他們還可能發送帶有嵌入鏈接的虛假電子郵件，並要求他們的目標人士登入銀行網站，儘管這封電子郵件看起來是真的，帶有看起來像官方的銀行標誌，但它是一個非常好的假郵件。
詐騙者還可能通過不同的社交媒體平台接近目標人士並與他們建立關係，您可能會被邀請加入投資群組。
奇怪的是您不能給他們打電話，只能發短信，一旦得到您的信任，騙子就會利用各種藉口一點點索要錢財。
從今天開始，接到不明人士來電後，請掛斷電話，不要點擊不受信任方發送的內嵌鏈接，請謹防其產品的虛假簡介和評論。