Examples of Fake Emails
Studies | English and Chinese scripts are provided below and you can understand the content easier. https://www.youtube.com/@UpgradeEnglish
If you can identify fake emails, it can help the reduction of leaking your sensitive personal information. As a result, you’ll not face the risk of financial loss.
The following 10 examples are the common reasons used for fake emails. Please stay alerted to them.
1. Urgent and action is required
The emails may state that they’re urgent and action is required from you for logging in your account within certain hours. Those threats may induce you to log in your account immediately.
The emails use different excuses to trick you into trusting and giving them personal information. If not, there will be issue in your account.
2. Inactive account which will be suspended
The emails may state that your account has been inactive for a period. You’re required to click the link and log in digital banking to confirm the status of your account. If not, your account will be suspended.
3. Transaction will be made
The emails may state that a transfer or credit card transaction was made. You’re required to click the link and log in digital banking to confirm the transaction. If not, your money will be transferred to a third party or merchant.
4. To be expired credit card rewards
The emails may state that your credit card bonus points will be expired shortly. To redeem the points, you’re required to log in digital banking now for avoiding the expiry.
5. Returned payment
The emails may state that you’ll receive a payment returned by a third party. In order to be processed by the banks quickly, you’re required to confirm the returned payment by logging in digital banking. Driven by your curiosity, you’ll use the link provided by the email and log in direct.
6. New look and feel of the websites
The emails may state that banks have launched a new look and feel of digital banking. To experience the new journey, you’re required to click the link and log in digital banking.
7. Short messages with links
The scammers may also send you short messages with embedded links. You’re required to click the link and log in digital banking to safeguard online security. If not, your account will be exposed to security risk.
8. Inactivated secure tools
The emails may state that secure tools e.g., security device or mobile token have not been activated. You’re required to click the link and login in digital banking to activate the tools. If not, your account will not be protected well when performing transactions.
9. Fake accounts at social media platforms
The scammers may also build fake accounts under social media platforms. The emails place the links of the fake accounts. If you trust the accounts, you may log in digital banking via social media platforms whereas the links are diverted to the fake websites.
10. Promotional events at social media platforms
The scammers may present investment events at social media platforms. For joining the events, you’re required to register by clicking on the link of digital banking. During registration, you’ve provided your username and password to the criminals.
The excuses of scammers are emerging in endlessly. When logging in digital banking, please be reminded to visit official websites or mobile applications of the banks rather than the links provided via emails, short messages or social media platforms.
WITH CHINESE SCRIPT
如果您可以識別虛假電子郵件，則可以幫助減少洩露敏感個人資料的情況，因此，您不會面臨財務損失的風險。
以下10個例子是虛假電子郵件的常見原因，請保持警惕。
1. 緊急且需要採取行動
這些電子郵件可能會說明情況緊急，需要您在特定時間內行動及登入您的賬戶，這些恐嚇可能會誘使您立即登入您的賬戶。
這些電子郵件使用不同的藉口來誘騙您信任並向他們提供個人資料，如果沒有提供，您的賬戶將會出現問題。
2.不活躍賬戶將被暫停
這些電子郵件可能表明您的賬戶已經有一段時間處於非活躍狀態，您需要點擊連結並登入數碼銀行以確認您的賬戶狀態。否則，您的賬戶將被暫停。
3.交易將進行
電子郵件可能會說明已進行轉賬或信用卡交易，您需要點擊連結並登入數碼銀行以確認交易。如果沒有完成確認，您的錢將轉賬給第三方或商戶。
4.信用卡獎賞即將過期
這些電子郵件可能會指出您的信用卡獎賞積分即將過期，如要兌換積分，您需要立即登入數碼銀行，以避免積分過期。
5.退回款項
這些電子郵件可能會說明您將收到第三方退回的付款，為了讓銀行快速處理，您需要登入數碼銀行確認退回的款項，在好奇心的驅使下，您將使用電子郵件提供的連結並直接登入。
6.新設計的網站
這些電子郵件可能表明銀行已經推出了數碼銀行的新設計，要體驗新客戶流程，您需要點擊連結並登入數碼銀行。
7.附有連結的短訊
詐騙者還可能向您發送附有連結的短訊，您需要點擊連結並登入數碼銀行以保障網上安全，否則，您的賬戶將面臨安全風險。
8.未啟動的安全工具
這些電子郵件可能會指出安全工具，例如：保安裝置或流動保安編碼尚未啟動，您需要點擊連結並登入數碼銀行才能啟動這些工具，否則，您的賬戶在進行交易時將無法得到很好的保護。
9.社交媒體平台的虛假賬戶
詐騙者還可能在社交媒體平台下建立虛假賬戶，這些電子郵件包含虛假賬戶的連結，如果您信任這些賬戶，您可能會通過社交媒體平台登入數碼銀行，但連結會被轉移到虛假網站。
10.社交媒體平台的宣傳活動
詐騙者可能會在社交媒體平台上展示投資活動，如參加活動，您需要點擊數碼銀行的連結進行註冊，於註冊過程中，您已向犯罪分子提供了您的用戶名稱和密碼。
騙子的藉口層出不窮，當登入數碼銀行時，請注意瀏覽銀行的官方網站或手機應用程式，不要通過電子郵件、短訊或社交媒體平台提供的連結登入。